Deposit Accounts

Savings Share & IRA CDs Free Checking SMART Checking Money Market Checking Rates

Share Accounts

You’re a member so your share is your savings account! Open your account today with only $10.00. Free online banking, Free e-statements, Free mobile banking, Insurance up to $500,000 per account, through ASI and ESI.

Savings, Christmas Savings, Vacation Savings, and Special Purpose Savings


  • Requires a minimum balance of $10.00
  • No monthly service fee
  • Dividend bearing
  • 6 free electronic withdrawals per month

Money Market Savings


  • Requires a minimum balance of $10.00
  • No monthly service fee
  • 6 free withdrawals per month
  • Dividend bearing

Share & IRA CDs


Receive a locked-in, higher interest rate on a risk-free CD, with terms from 6 months to 5 years.

  • Minimum balance of $1,000 required.
  • Each CD is insured for its full balance, up to $500,000, by ASI and ESI.
  • Same terms and rates apply to IRA and Roth IRA Share Certificates.

Free Checking


  • No minimum balance required
  • No monthly service fees
  • Home Banking and Mobile Banking
  • Mobile Deposit (NWCCU Mobile Deposit)
  • E- Statements
  • Unlimited check writing
  • Visa Debit/ATM Card
  • CU Certified Drafts (one FREE per day)
  • Direct deposit (payroll, pension, or other EFT)
  • Shared Branching Access
  • Free instant issue Visa Debit Card

SMART Checking (Student Checking)


  • No minimum balance required
  • No monthly service fees
  • Home Banking and Mobile Banking
  • NWCCU Mobile Remote Deposit
  • E- Statement & E-receipts
  • Unlimited check writing
  • Visa Debit/ATM Card
  • Unlimited debit card transactions
  • Shared Branching
  • Set up direct deposit (payroll or other EFT)
  • Free instant issue Visa Debit Card

Money Market Checking


  • No minimum balance required
  • No monthly service fees
  • Home Banking and Mobile Banking
  • Mobile Deposit (NWCCU Mobile Deposit)
  • E- Statements
  • Unlimited check writing
  • Visa Debit/ATM Card
  • CU Certified Drafts (one FREE per day)
  • Direct deposit (payroll, pension, or other EFT)
  • Shared Branching Access
  • Free instant issue Visa Debit Card
  • Dividend bearing